Mortgage loan companies
How to find best mortgage loans? The global economic crisis: hit hard on the welfare of millions of Americans and continues to strike again and again.
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A few years ago, in a stable two thousandths, banks were easily given out loans for household appliances cars and other goods. Many Americans have taken a mortgage to buy housing. However, the crisis hit put these plans under plans, and for many such a loan became an unbearable burden. The main judge of those who could not pay their mortgages was the tough position of the banks, wishing even at such a moment to earn extra money.
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The vast majority of people who took loans before the crisis began making regular payments. Many of them managed to pay most of the loan. But as soon as the payers have the slightest problems, banks prefer to take away their property, thereby appropriating themselves and money paid earlier, and an apartment. Thus, banks are more likely to get their clients around the world than to go to a meeting.
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The most terrible thing for mortgage owners is that the cost of an apartment before the crisis, as a rule, continued the borrower’s obligations. After the crisis, the sale of such apartments will not cover half of the loan. And even having lost shelter, people remain to owe the bank a round sum. After all, the bank does not intend to forgive the rest of the debt.
President of the International Union of Real Estate Specialists, during one of the programs on the First Business Channel: “What I can observe in recent months, I would not even mention a mortgage. This is pure bank racket. Usually a mortgage is a loan with a rate of up to 5 percent per annum. Meanwhile, if earlier we had 14-15%, today this figure has grown to the level of 20-25%. This is not a mortgage at all, “the expert noted.
“To fulfill all the conditions of banks, that is, until the end of this purgatory, today for the majority of the population it is almost unrealistic,” the expert believes.
Why do most of the payers of mortgages look resignedly, as they take away both money and property? Why are the Soviet stereotypes still working in the minds of the majority: “What can we do?”. After all, it is completely unconscionable, more than that, it is absolutely necessary to fight for one’s rights if the banks demonstrate a complete lack of understanding of the difficulties faced by ordinary Americans .
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If you have a choice – tomorrow in the street without money or an apartment or start to defend their rights, do you unself affectionately give what you have without even trying to compete? After all, the struggle for their rights is win-win. In this struggle, there is always the opportunity to return at least part of the money spent, save on payments or return your property.
All that is required is to make less effort to protect yourself, your family and your dignity.
Lawyers of the “Center for Conflict and Law” have developed a whole system that allows all who have suffered from the crisis and the actions of banks to successfully fight for their property. Anyone who cooperates with the TsKP, whose property disputes the CCP took control, can be sure that they will not be evicted to the streets at the whim of the bank, can safely reside in their apartment, without paying the bank for the loan.
Head of the law firm “Center for Conflictology and Law”, spoke about the principles of work: “We are committed to helping those who, as a result of various circumstances, are unable to pay the loan smoothly. Our company sees numerous examples of unfair treatment of people, not through their own fault caught in difficult circumstances. Legal struggle against the bank, removes from the debtor the need for monthly payments on the loan, and this, as a rule, is not less than a thousand dollars a month. We are striving for the fact that the bank does not evict debtors from the apartment, thus giving people a breather, perhaps to find new means or find better ways out of the situation without continuous pressure from the bank. “
The main thing in this situation for anyone who has difficulties with a mortgage is not to give up and fight. Long-term litigation, as a rule, is beneficial to those who have a small amount of debt. Banks, seeing a competent legal protection of the owner of a mortgage apartment, go on a compromise, restructuring their debts and giving the debtor the opportunity to find the necessary funds.
For those who have a large debt, the “Center for Conflict and Law” offers another opportunity – buying out their apartment at auction, alone or with the involvement of an investor. The cost of an apartment is usually much lower than the market price, which means there is an opportunity to earn more when selling an apartment.
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In any case, if you decide to fight for your apartment, you will settle your relationship with the bank on terms that are exactly beneficial to you. The main thing in this situation is to follow the advice of experienced specialists and not to repeat previous mistakes. It must be remembered that this is a struggle with a complex and competent opponent, on the side of which there is a whole army of lawyers ready to squeeze out the last kopeck from each, so it’s almost impossible to fight with them alone.
“In our practice, there are cases when clients lived in their apartments for 5 years or more, conducting a competent legal battle with the bank,” the head of the Center for Conflictology and Law Denis Tsypin continues. – Of course, all this time, customers save on the payment of a loan and eventually settle the dispute with the bank on favorable terms for them. We have considerable experience in conducting such cases and a large percentage of positively settled disputes. The main thing in this situation is to make the right decision and start defending your personal interests. “
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Of course, you can agree with the circumstances and find yourself on the street not just without money and property, but still having debts to the bank. But it is better to fight for your worthy life and defend your interests by starting with a simple phone call to specialists.