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OK Money vs OppLoans: What loan to choose?
fund money front: logos Okmoney and OppLoans
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Nowadays it is very easy to request a loan online from your computer or mobile. There are many pages offering micro loans and quick credits without leaving home. Each platform offers you your money quickly, but with different conditions and requirements. Here we compare two leading market pages: OK Money and OppLoans.
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Do you need fast money today? Get your answer here in 15 minutes.
OK Money vs OppLoans in numbers
First loan: from $ 100 to $ 1000
Loan term: from 14 days to 6 months
First interest: from 30%
Duration of application: It is not known
Your money arrives in: less than 48 hours
Minimum monthly income to request a loan: $ 500
First loan: from $ 50 to $ 800
Loan term: from 5 days to 30 days
First interest: 0%
Duration of request: 15 minutes
Your money arrives in: less than 24 hours
Minimum monthly income to request a loan: It is not necessary to have a minimum income
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OK Money promises to have your money in your bank account in 48 hours. It is not known how long it takes to complete the application, but they promise that the process only includes “3 simple steps”. OK Money also requires proof of payroll, additional documentation and a minimum monthly income of $ 500.
OppLoans offers your loan in less than 24 hours without questions. We do not need to know why you need your money fast, we only ask that you return it on time, within the agreed period of up to 30 days. With OppLoans you can apply for a loan without a payroll and without a guarantee, even if you are on an ASNEF list.
Who is more reliable?
OK Money belongs to the financial group DFC Global Corporation established in the USA. They have 940 followers on Facebook and mention that they have “30 years of experience in the sector”. There is no data on how many loans they have granted or how satisfied their clients are.
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OppLoans was founded in 2011 and belongs to the Fiizy company, a leading online services company located in Estonia, the European country recognized for its advances in technology. OppLoans has more than 4000 followers on Facebook, with a level of customer satisfaction that exceeds 99.10%.
Who offers more money?
OK Money grants loans up to $ 1000 with interest if you are a new customer, and up to $ 3000 with interest if you are already a customer. The loans are interest and you also need to show a minimum income to request your money. You have up to 6 months to pay your loan, but you will have to pay commission and even submit documents before receiving your money.
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OppLoans offers up to $ 800 without interest, with the possibility of increasing the amount of money lent if you are already a trusted customer. We offer your credit with a repayment term of up to 30 days and your money directly in your bank account in less than 24 hours.
The requirements of OK Money vs OppLoans
- – Be of legal age
- – DNI / NIE number
- – Be a resident in USA
- – Minimum monthly income of $ 500
- – Personal mobile phone number
- – Debit card number
- – Not having another active loan in OK Money
- – Not have entries in the delinquency register ASNEF / EQUIFAX / EXPERIAN / RAI
- – You are between 18 and 80 years old
- – Resides in USA
- – You have a national bank account
- – You have an email account
- – You have a mobile number
- – You have a DNI / NIE in order.
Conclusion: With whom to apply for an online loan?
If you need more than $ 800 with an extended payment period you can count on OK Money, who can offer you up to $ 1000 for the first time. Your loan with OK Money will take interest and your money takes about 48 hours to reach your bank account. You will need to submit your payroll and have a minimum income to receive your money.
OppLoans offers you micro loans up to $ 800 without interest 0% with your answer in 15 minutes. With us you will not have to submit your payroll or send us additional documents and you can apply for a loan even if you have other debts. You have up to 30 days to pay your loan and your money will be in your account in less than 24 hours.
If you want to have your money fast, without interest and without questions, choose OppLoans.
Apply now for your loan of up to $ 800 without interest and pay it in 30 days!