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Enjoy the summer without affecting your finances! Summer is very close, the temperature increases, our children finish school, most families seek to get out of the routine to enjoy the summer season, holidays are planned etc. Because it is the most anticipated time of the year for many people, it may be that personal expenses go up a little more than usual. The trips to the beach, the pool or a tourist destination imply additional expenses, which can add up to an amount that you had not planned. Summer only comes once a year and it is a very important time to enjoy it with your family or with the people you love the most. In addition, all the cities offer various leisure activities for all tastes and for all ages.
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Therefore, we want to offer you five tips so you can enjoy the summer without affecting your personal finances. With these tips, you can reduce your day-to-day expenses and you can make the most of this summer. You will not have to look at your wallet any more to count every penny you invest in fun and leisure, either for yourself or your family members.
Make a budget
It may be a topic, but several experts in home economics have taught us that if we make a small budget in our daily lives, we can end up saving some money at the end of the month. So, keep reading our tips and you will discover how you can have more pocket money at the end of this month.
If you make a specific budget for this season, in which you include all the extra expenses that the summer implies, it can be very helpful. In this way, you can know how much money you should stop spending on other things to be able to cover them without affecting your personal economy. You can plan from the expense in lunches, dinners, outings that imply small excursions or activities, that in other circumstances you would not realize. If you elaborate a closed budget for this type of events you will be able to know in advance how much money you need and what you can definitely spend.
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If you calculate very well the amount of money you want to spend in each activity you schedule you can have some more money at the end of the summer season. But, the most important thing is that by controlling expenses you can carry out other activities that you might not have planned, such as going to the movies with all the children, going out to a romantic dinner with your partner, taking a short trip to a spa, etc. .
🚌 Use public transportation or other cheap means of transportation
Probably if you have a car you know the expense that implies. Not only because you have to pay for insurance, gasoline, fixes, taxes and fees, but also because when we decided to go to the center of our city we should look for a parking to park our vehicle and many times that is not more expensive than having a coffee. Public parking rates have gone up for a few years and the average is to pay about 0.50 dollar cents for every half hour you leave your car parked. Therefore, we recommend that if you can use public transport, since it will be much cheaper, but above all, if you can walk to the place you had planned to go, you will be doing sports.
You will see that at the end of the week you will have saved a lot of money since you have not spent unnecessarily gasoline or parking your car. You can also use your bike taking advantage of good weather, even in short trips it is better to walk and perform a little physical activity in this way, which always comes in handy for health. With the money saved you can do some extra activity during the weekend. We recommend one hundred percent if you can use public transport or other alternative means your health and the environment will thank you greatly.
🍲 Take homemade food to work
So that you do not spend on lunches, the best thing is that you get up early and prepare your own dishes, or you could also prepare it the day before. It does not need to be something very elaborate. In this way, you will save a good amount that can be used to take your whole family to lunch or dinner when they go for a walk. In addition, it is a healthier way to control what you eat and avoid precooked and unhealthy meals that are offered in many restaurants. Although many times we want to eat in restaurants a menu of the day, in the long run we can get more expensive than if we organize healthy menus in our house and eat homemade food. In addition, our health will greatly appreciate it, as we will know at all times what we eat and most importantly we know what we cook.
Also, if we think that the average cost of a menu can be between 7.00 and 8.00 dollars per day … How much money can you save by the end of the month? Surely with that savings you can plan a weekend getaway.
Beware of purchases in supermarkets
Many times when we decide to buy in the supermarket outside of the weekly purchase, we end up buying unnecessary things. It may be, that at first you think that this does not affect your pocket. But, if you do the accounts at the end of the month, you can see that these small expenses end up making your monthly purchase more expensive, with unnecessary products. Therefore, only that which is necessary or has really been forgotten. We recommend that if you can make a list of the purchase in your fridge and note the products that have been running out or consuming. Thus, when you need to go shopping you will take your list with the necessary products and avoid falling into temptation. It may seem crazy, but from the experience of many consumers can save hundreds of dollars a month if we plan well in advance of our weekly purchase.
📚 Save on school expenses
Parents well know that in September they re-shoot family expenses with the purchase of books, school supplies etc, so that our children go to school again. Therefore, take advantage of the summer, since you do not have to pay for snacks, buy extra materials … to put that money in a piggy bank. Thus, when September arrives you will have the necessary money to be able to buy what your children need without it being an extra expense in returning to school. We know that going back to school can be an important expense in the domestic economy of any American family, therefore, we want that by practicing our simple tips you can save the money necessary for the purchase of school materials in September.
☀️ Finally, enjoy the summer to the fullest with your family and friends. Plan everything well in advance and you will see that your economy does not suffer after the summer period. You will see that fulfilling these small objectives you will obtain great results in a small period of time. Happy summer.